Insurance & Financing

Your best smile, made affordable

Money should never be the reason you put your health on hold. You have three clear ways to fit treatment into your budget, and we help you pick the one that suits you best.

At Prosperity Smile we accept most dental insurance (Cigna, Aetna, MetLife, Humana, UnitedHealthcare, Guardian and United Concordia), offer financing for every credit profile, with plans from 0% APR for those who qualify, plus a VIP Membership for patients without coverage. We check your benefits for you before anything begins.

01 · Insurance

Have dental insurance? Chances are we work with it

We work with most PPO plans. Before we start, we check your coverage and tell you plainly what your plan covers, so the bill never catches you off guard.

CignaAetnaMetLifeHumanaUnitedHealthcareGuardianUnited Concordia
Check your coverage for free
02 · Financing

Pay at your pace, in monthly payments

Spread your treatment into payments that genuinely fit your budget, with approval in minutes. Plans from 0% APR are there for those who qualify.

From 0% APR · for those who qualify

Approved for every credit profile

Wherever your credit stands today, there is financing built for your profile, including plans from 0% APR for those who qualify.

Comfortable monthly payments

Spread your treatment into monthly payments that fit what you earn, and get back to smiling with peace of mind.

03 · VIP Membership

The VIP Membership

VIP Membership

No insurance? This is your smartest move

For $250 a year you get your exams, two cleanings, X-rays and 20% off any treatment. No deductibles, no waiting periods and no annual caps.

See the full VIP Plan
$250per year
Frequently asked questions

Insurance & financing FAQ

Do you accept my dental insurance?

Most likely, yes. We work with Cigna, Aetna, MetLife, Humana, UnitedHealthcare, Guardian, United Concordia and many more. Call us with your plan details and we’ll check your benefits for you, at no cost.

Is there really financing from 0% APR?

Yes. We run promotional plans from 0% APR for those who qualify, plus options for every type of credit profile. In minutes you know what you qualify for and which monthly payment fits. It works well for implants, Invisalign or a full smile design.

What if I don’t have insurance?

That’s exactly what the VIP Membership is for: $250 a year, with two cleanings, your exams, X-rays and 20% off any treatment. No deductibles, no waiting, no annual caps.

Your new smile starts today

Book your free evaluation. We answer fast, in English or Spanish.

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